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Dear Accounts Payable Clerk

Dear Appy, Pardon me for being so familiar, but I feel as if I know you well, even though we haven’t met, and I don’t know your name. Appy is just one of the names I use when I think of you. For years I have been corresponding with you at least 3 times per…

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Towards A New Profession – Adviser!

The advice professions are on the cusp of a revolution, or if not a revolution an evolution that is going to be so rapid as to make their businesses unrecognisable in five years. The trouble is that the regulator and indeed more than half of the profession does not seem to understand that this revolution…

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My Business Is My Super – Isn’t It?

When we commit all of our resources, family, financial and emotional to our business, there had better be a reward at the end which we and those dearest to us can enjoy. As business owners there are rewards in just the doing, which we get to enjoy, but our families don’t (well not always anyway).…

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Are you making the right choices in small business?

The “control freak” in most business owners ,is probably why we are in business for ourselves in the first place. As a small business owner myself for more than 30 years, I have first hand experience of the ups and the downs that this most interesting of endeavours can bring. The excitement of success is…

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Collaborate For Your Clients, Please

  You cannot properly give financial advice to a client without considering the tax consequences of that advice. Similarly you should not make a recommendation to a client in order to save tax without considering the impact of the action on their overall financial well-being True financial advice needs to cross over a number of…

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Professional Loneliness

I grew up during a period when if you uttered the phrase “Every Picture Tells a Story” someone would almost magically reply “Don’t It”. (much like there is only one possible response to “Am I Ever Going To See Your Face Again”). I was listening to the album for the umpteenth time the other day,…

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On Professionalism

A professional is true to his beliefs Professionals are not swayed by popular opinion Professionalism is having the courage to tell your client something they don’t want to hear.   A professional seeks to add value Professionals do not accept payment for doing nothing Professionalism is advising your client to terminate  your services when you…

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Two Approaches to Gardening

My wife and I have two very different approaches to our garden. My view of the garden is a series of tasks which need to be completed so that I can spend some time enjoying the sunshine outside, preferably with a glass of something and a small plate of cheese. In Kathy’s view, the tasks…

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Do You Really Need That Self-Managed Superannuation Fund?

At some time, many of us will consider whether or not to have a self-managed superannuation fund (SMSF). Whilst SMSF’s can be a useful structure, they are not for everyone, and there are some commonly held myths about them, which in true Adam and Jamie fashion I am about to bust. A detailed free guide…

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Where are you in the pecking order?

Observing chicken politics is hilarious, the jockeying for position, competing for advantage, secret liaisons, negotiated alliances, clandestine trysts, reminds me of Canberra, but I digress…. It is human nature to behave a bit like my chooks. We assess our relative importance by our position in the pecking order, and we attribute a whole set of…

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