Posts Tagged:finance plan

Your Dad Told You

Your home is the best investment you will ever make, didn’t he? I know mine did. Let’s get this straight, your home is not really an investment at all. It produces no income, and whilst it may appreciate in value, that value can only be realised by selling. It is likely you will be buying…

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Value Is In The Eye Of The Consumer – Beware, the Advice Professions

Back in the day, there was a significant movement in the accounting profession which was commonly referred to as “value-based pricing” Some in that profession took this to mean that they no longer needed to worry about how much they could charge a client, it was all going to be taken care of by convincing…

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What Price Financial Advice?

There are lots of misunderstandings when it comes to the advice that financial advisers can offer. At the heart of the misunderstanding is the misconception that financial advisers only “sell” investments or life insurance. The natural progression of this from a client standpoint, is that unless they have money to invest or want some life…

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Why You Can Never Catch Up!

I keep banging on about the need to start NOW – see articles here and here for examples of my rants. To reinforce the point, I want to remind you of something you probably learned in High School. It is what Einstein described as the eighth wonder of the world (there is some debate as to…

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Remember Why You’re Doing This

On a recent trip to the UK I had to have a wry chuckle. (I’m allowed, I was born there). We were visiting lot of different scenic, historical and variously important sites. (Blenheim Palace, Chatsworth House, Chelsea Flower Show, Bourton-On-The-Water), and as the inevitable tour buses rolled in, the first thing the Brits had to…

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The Time For Advice is Now!

“It’s only advice dammit, not holy decree!” – Paul Wright   I once heard a story in connection with advertising “when the business owner was enjoying the good times he did not need to advertise, when he was experiencing bad times he could not afford to advertise, funny thing is that nobody remembers his name.”…

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Do You Crave Certainty?

My crystal ball must be on the blink. I bought it in New Zealand so maybe it is only tuned to the local cosmic frequencies there, but despite having spent a deal of time gazing into it, I have been unable to see anything remotely resembling the future, other than my increasingly distorted reflection. I…

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My Business Is My Super – Isn’t It?

When we commit all of our resources, family, financial and emotional to our business, there had better be a reward at the end which we and those dearest to us can enjoy. As business owners there are rewards in just the doing, which we get to enjoy, but our families don’t (well not always anyway).…

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Are you making the right choices in small business?

The “control freak” in most business owners ,is probably why we are in business for ourselves in the first place. As a small business owner myself for more than 30 years, I have first hand experience of the ups and the downs that this most interesting of endeavours can bring. The excitement of success is…

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The Aged Care Minefield

My wife and I have both had the unfortunate situation in the last year or so of having to arrange aged care for a parent. We found this to be not only an emotional situation, worrying about the future well being of our loved ones and feeling guilt at the obvious reluctance of our mothers…

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