Allan Dunn from Innovus Advice was thrilled to have been invited recently to contribute an article to this months Coal Coast Magazine. The topic was on The Financials of starting a family, and while we all know that kids are…
The COVID pandemic has been awful for many around the globe. It has changed life as we have known it, perhaps forever. If you can put that aside, for investors, super fund members and homeowners, 2021 was about as…
Carol* was in a state. She had just spent 1 hour and 40 minutes on the phone with Centrelink trying to assure them of her entitlement to JobSeeker Payment and finally had convinced the agent that she had registered several…
We have grown very used to investment markets continually rising. From the depths of the Global Financial Crisis (GFC) in March of 2009, we have seen a steady increase in asset values for a period of more than 10 years,…
As the month of January draws to a close, the Christmas festivities fade in the memory, and the excesses of the season slowly work their way (too slowly!) off the waistline, I thought it opportune to write about setting goals,…
In business we all get very tied up in the moment, in pursuing the next sale or delivering the next order. It is very easy for us to forget at times (or choose to forget) some simple truths which remembering…
There are lots of misunderstandings when it comes to the advice that financial advisers can offer. At the heart of the misunderstanding is the misconception that financial advisers only “sell” investments or life insurance. The natural progression of this from…
We call ourselves advisers, which means we provide "ADVICE", but what is advice anyway? There are many professions who are in the business of providing advice, from doctors and dentists to accountants and lawyers, from engineers to motor mechanics, from…
I describe myself as a poor but enthusiastic golfer. There is nothing that I like more than wandering around a paddock in the sunshine attempting to hit a small, defenceless white ball with a tool that is ill-equipped for the…
I keep banging on about the need to start NOW – see articles here and here for examples of my rants. To reinforce the point, I want to remind you of something you probably learned in High School. It is what…