We recently had the opportunity to meet with Bob and Carol, who came to see us to explore what their situation would look like if they were to sell their home and move into an independent living unit in a…
"It's only advice dammit, not holy decree!" - Paul Wright I once heard a story in connection with advertising "when the business owner was enjoying the good times he did not need to advertise, when he was experiencing bad…
At some time, many of us will consider whether or not to have a self-managed superannuation fund (SMSF). Whilst SMSF’s can be a useful structure, they are not for everyone, and there are some commonly held myths about them, which…
“If you are miserable NOW, but not willing to change, you’ve got a problem” One of the reasons why many people seem to be stuck in their present situation is that they are unable to face change. There is no…
I love The Lord Of The Rings by J R R Tolkien. I first read the book in Year 9 at high school (too many years ago to divulge when that was!) and when I finished it, I immediately started…
I was sitting in my dentist’s chair the other day, after my umpteenth visit, yet another root canal over, when he suggested I had some other problems that he needed to discuss with me. Once I had mentally checked my…
This is Part 1 of a 2 Part Series. Read Part 2 here. I have been wondering for some time why so many people seem to fear obtaining financial advice. In Australia less than 20 per cent of people have…