financial advice illawarra Archives

Accounting Business Families

Family business and Essential Tax Insights

Owning a family company comes with significant responsibility regarding how payments from the company to you or your family member are handled. Most payments from a company are considered as dividends in the recipient's hands, except the return of original…

David LiangApril 8, 2024

Accounting

Changes to Personal Income Tax Rates

The Federal Government is proposing changes to the personal income tax cuts initially set to begin on July 1, 2024. The three-points plan announced in the 2018-19 Federal Budget, aimed to address the issue of tax rates not keeping up…

David LiangFebruary 13, 2024

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Investments Retirement Superannuation Uncategorized

Investing is not the nightly news

Some little time go I had a fairly veiled rant about the focus of media attention on the short-term movement in investment markets. I thought a few pictures might amplify, so I took to the stocks app on my iPhone.…

Paul WrightAugust 17, 2022

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Investments

MARKETS AND THE PRICING-IN OF WAR – Russia/Ukraine War

Isaac Asimov — 'Violence is the last refuge of the incompetent.' As we moved from 2021 into 2022 there was a slight glimpse of a future that looked something like we had seen prior to 2020 and the onset…

Paul WrightMarch 22, 2022

Director ID Applications what business owners need to know. Wollongong business accountants illawarra south coast southern highlands.

Accounting Business

Director ID application – what business owners need to know.

From November 1, 2021, a Director ID is now required for all company directors in Australia. A Director ID is a unique 15-digit number that will stay with a company director for their lifetime. You must apply for a Director…

David LiangNovember 8, 2021

Advice Retirement

Financial Advice for Transitioning to Retirement

I have been a financial planner and advising clients for the better part of 30 years. From that experience, I know that the transition to retirement is one of the most daunting times that clients are faced with. You will…

Allan DunnSeptember 3, 2021

Investments Uncategorized

Property Investing 101

As financial planners, we are able to - and do - discuss property as an asset class. We have chosen not to advise our clients on the merits of a specific or individual property, tending to access property as part…

Allan DunnJuly 30, 2021

Advice Uncategorized

What If We Could Predict The Future?

At times like these, it is tempting to seek a secure prediction of the future, after all, we have been living through uncertain times for most of the last year or so, from floods to fire, back to floods and…

Paul WrightJanuary 20, 2021

Uncategorized

Do you have an emergency fund? Here’s why you need one

In the depths of the COVID-19 crisis many people are spending time with that horrible phrase “If Only”. Remember when you spent the last of your cash buffer on that 60 inch all singing all dancing television? You may have…

Paul WrightJuly 2, 2020

Why ithe market is going up during COVID-19?

Investments

Why the market is rising during COVID-19?

Since March 23 we have seen an increase in the value of the ASX 200 of around 25% and in a previous article, I explained how markets always look forward rather than backward (see here). It all seems so logical…

Paul WrightJune 9, 2020

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