self funded retirement Archives

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Advice Investments

Inflation, Interest Rates and the Cost of Living

Tuesday’s decision by the Reserve Bank of Australia (RBA) to increase interest rates has only added to what has been a bumpy start to the year in both share and bond markets. Markets like certainty, they thrive when the future…

Allan DunnJune 17, 2022

Advice Estate Planning Retirement Superannuation

Can I Afford To Retire?

“Client: “Can I afford to retire?” Me: “How Much will you need to live on in retirement?” Client: “Dunno, how much do other people need?” Me: “I’ve heard everything from $40,000 p.a. to $200,000 p.a.” Setting realistic retirement goals is…

adminJune 12, 2018

Retirement Superannuation Uncategorized

Winding Up a Self-Managed Super Fund

I am often asked, “What Do I Need To Do to Close the (choose your expletive) Down?). This is not a complicated process, though those with a vested interest (think those who set it up in the first place) may…

adminAugust 25, 2017

Advice Uncategorized

On The Value of Advice – It’s A Funny Old World

I first met Keith (name changed to protect the guilty) about 5 years ago. He had recently moved to the area and was working part-time in a local retail outlet. His wife also worked full time in retail, but in…

adminAugust 23, 2017

Advice Planning Uncategorized

On Advice

We call ourselves advisers, which means we provide "ADVICE", but what is advice anyway? There are many professions who are in the business of providing advice, from doctors and dentists to accountants and lawyers, from engineers to motor mechanics, from…

adminJuly 5, 2017

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Advice Retirement Superannuation Uncategorized

Doesn’t Anyone Understand Superannuation?

I am consistently amazed at the lack of understanding of the true nature of superannuation. I have written previously at length (see here), but following a couple of recent conversations I thought I should take the issue up again. The…

adminJuly 5, 2017

Advice Business Investments Planning Uncategorized

Do You Crave Certainty?

My crystal ball must be on the blink. I bought it in New Zealand so maybe it is only tuned to the local cosmic frequencies there, but despite having spent a deal of time gazing into it, I have been…

adminApril 27, 2017

Business Planning Retirement Uncategorized

Are you making the right choices in small business?

The "control freak" in most business owners ,is probably why we are in business for ourselves in the first place. As a small business owner myself for more than 30 years, I have first hand experience of the ups and…

adminSeptember 9, 2016

Advice Retirement Superannuation Uncategorized

Do You Really Need That Self-Managed Superannuation Fund?

At some time, many of us will consider whether or not to have a self-managed superannuation fund (SMSF). Whilst SMSF’s can be a useful structure, they are not for everyone, and there are some commonly held myths about them, which…

adminNovember 3, 2015

Retirement Uncategorized

The Aged Care Minefield

My wife and I have both had the unfortunate situation in the last year or so of having to arrange aged care for a parent. We found this to be not only an emotional situation, worrying about the future well…

adminOctober 7, 2015

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