You have taken the plunge and moved out of home either alone or with your partner. A family and buying a house are still some way off, but you are starting to think about it, and whether you will ever be able to afford either. You might be finalising study, and your income is increasing, so cash is a little less tight than it once was, but you still seem to find a way to spend most of what you earn. You have a firmer idea of what you want to achieve with your finances, but something always seems to come up to set you back.
THE STARTERS
WHAT YOU WILL GET OUT OF IT
A clear picture of where you are now, giving you confidence and peace of mind
A basic Financial Plan to get you on the right track
Strong strategies to manage debt and expenditure and keep you ontop of your money
Financial education and empowerment from our team of experts
Techniques to keep your finances organised!
Financial scenario modelling, including “what if” answers – what if you save more, spend more or invest more?
A cash flow budget to help keep your spending under control
Accountability to help measure success and progress
WHAT WILL WE DO?
Review and assess your cash flow and savings and make recommendations for change where it’s needed
Showcase renting vs. buying options for you so you can work out which is best for you
Make Investment Portfolio recommendations – from either your super or your savings
Basic insurances recommendations
Calculate what savings you will need to make to reach your goals
Provide tax savings ideas you can implement with us or however you lodge your tax return
Set up a simple system to help you to manage your cash flow
Check in with you to keep you accountable and make sure you are on track to getting what you want!
WHAT'S INCLUDED FOR YOU
30 Minute No Cost Obligation Free Chat
60-75 Minute Consultation
(in person or online)
A Statement of Advice outlining our recommendations emailed to you
Assistance with putting our recommendations into practice – from savings to buying property
Free Questions with our team any time you like for 12 months
Email Access to our financial planning team
Access to our library of educational videos
Preparation of simple income tax returns
“
I didn’t know where to start, I just knew I needed to do something. Paul and the team at Innovus advice were great and explained everything to me so I had a better idea of what my future could look like. It gave me great peace of mind.
– Melissa, Single No Kids
“
GET STARTED