For the first time that I can remember, the Australian Government has delivered a budget which pretty closely matched what they were saying in the lead up. This is a tough budget as budgets in the first year of a…
This is Part 2 of a 2 Part Series. Read Part 1 here. In this second article I explore a few more "fear factors". 4. Fear of our own shortcomings One of the things about money, and personal finances in general,…
This is Part 1 of a 2 Part Series. Read Part 2 here. I have been wondering for some time why so many people seem to fear obtaining financial advice. In Australia less than 20 per cent of people have…
Many business people will at some time have committed to producing a formal business plan. Some of them will also have a personal financial plan. I advocate that EVERY business person needs 2 plans to adequately cover all of the…
Its really easy in business to lose sight of this important principle. We can fall into the trap of the "fog test" i.e. if the person has the potential to fog a mirror, then they should be a customer. Of…