At barbecues, I often get asked about the latest hot stock pick, or what I think about this bank or that mining company as an investment. Aside from not viewing my works as merely being about investments, the truth is…
adminFebruary 26, 2019
As we wait for Royal Commission into misconduct in the Banking Superannuation and Financial Services industry (to give it it's full title) to hand down its findings, I wanted to provide some advice to dead people. Well, not really, I…
adminJanuary 30, 2019
We recently had the opportunity to meet with Bob and Carol, who came to see us to explore what their situation would look like if they were to sell their home and move into an independent living unit in a…
adminSeptember 26, 2018
In many service-based businesses, in the trades, in the professions, or in any business where the labour of a human is involved in the delivery of the service, there is often the notion that the person delivering the service is…
adminAugust 22, 2018
"What do you know?" I hear you say, "You don't know anything about my business." This is true of course, I don't know your business, but nearly every business that I have heard of or had anything to do with…
adminJuly 31, 2018
I was talking to my mate Derek the other day (if you haven’t met Derek, I first introduced him here) Like me, Derek has been in business for himself for most of his working life. We were discussing what we…
adminJune 29, 2018
“Client: “Can I afford to retire?” Me: “How Much will you need to live on in retirement?” Client: “Dunno, how much do other people need?” Me: “I’ve heard everything from $40,000 p.a. to $200,000 p.a.” Setting realistic retirement goals is…
adminJune 12, 2018
In my role as a financial adviser, perhaps the most common question I am asked is ”what do I need to do?” My inevitable reply is usually something like - “To achieve what?”. “Why, to get rich of course” “What…
adminJune 8, 2018
When you have a conversation with a business owner, it is vital to consider the other person in the room – the business. The business is a very demanding person, both of me as an adviser, and as a…
adminMarch 8, 2018