Remember how 2019 was going to be the year where you got your personal finances in order? If you are now as organised as you wanted to be well done! If not, I am going to bet that one of…
Paul WrightNovember 25, 2019
As the month of January draws to a close, the Christmas festivities fade in the memory, and the excesses of the season slowly work their way (too slowly!) off the waistline, I thought it opportune to write about setting goals,…
adminJanuary 30, 2019
We recently had the opportunity to meet with Bob and Carol, who came to see us to explore what their situation would look like if they were to sell their home and move into an independent living unit in a…
adminSeptember 26, 2018
When you have a conversation with a business owner, it is vital to consider the other person in the room – the business. The business is a very demanding person, both of me as an adviser, and as a…
adminMarch 8, 2018
Your home is the best investment you will ever make, didn't he? I know mine did. Let’s get this straight, your home is not really an investment at all. It produces no income, and whilst it may appreciate in value,…
adminOctober 18, 2017
The conversation went like this: “I don’t need financial advice, I haven’t got any money” “Why?” “Because I haven’t got any money” “No, I heard that, but why haven’t you got any money?” “Well…..” “Would you like some help…
adminSeptember 11, 2017
Back in the day, there was a significant movement in the accounting profession which was commonly referred to as “value-based pricing” Some in that profession took this to mean that they no longer needed to worry about how much they…
adminSeptember 6, 2017
There are lots of misunderstandings when it comes to the advice that financial advisers can offer. At the heart of the misunderstanding is the misconception that financial advisers only “sell” investments or life insurance. The natural progression of this from…
adminAugust 30, 2017
It is a pretty tough thing when you are sitting down with a client, and the conversation ends in tears. It happens more often than you might think. On the latest occasion I was talking to a new client…
adminJuly 20, 2017