The "control freak" in most business owners ,is probably why we are in business for ourselves in the first place. As a small business owner myself for more than 30 years, I have first hand experience of the ups and…
You cannot properly give financial advice to a client without considering the tax consequences of that advice. Similarly you should not make a recommendation to a client in order to save tax without considering the impact of the action…
A professional is true to his beliefs Professionals are not swayed by popular opinion Professionalism is having the courage to tell your client something they don't want to hear. A professional seeks to add value Professionals do not accept…
At some time, many of us will consider whether or not to have a self-managed superannuation fund (SMSF). Whilst SMSF’s can be a useful structure, they are not for everyone, and there are some commonly held myths about them, which…
Sometimes I am an investment consultant Sometimes I am a shoulder to cry on Sometimes I am a tax expert Sometimes I am a marriage counsellor Sometimes I am an insurance consultant Sometimes I stand between you and doing something…
My wife and I have both had the unfortunate situation in the last year or so of having to arrange aged care for a parent. We found this to be not only an emotional situation, worrying about the future well…
Many of our clients, colleagues, friends and acquaintances are impacted by the recent announcement of additional job losses at Port Kembla Steelworks. For some the news comes as no surprise but for many, it’s a case of, “I didn’t think…
At this time of year, with the end of financial year just around the corner, we’re often asked by clients what they can do to minimise tax. There are number of key principles to bear in mind when trying to…
Lots of people say they behave in a certain way because they want to be in control, but do they? And are they? There are plenty of times when I definitely do not want to be in control. Like when I…
I don’t know how many times I have had people say to me “Superannuation is a lousy investment” or “I don’t believe in Superannuation”. Statements like these come about because the person making them doesn’t really understand what superannuation is.…