I first met Keith (name changed to protect the guilty) about 5 years ago. He had recently moved to the area and was working part-time in a local retail outlet. His wife also worked full time in retail, but in…
I was reading a stock market report the other day when the journalist reported somewhat breathlessly that approximately $15 billion had been wiped off the value of the stock market today. When we looked at the actual numbers it worked…
It is a pretty tough thing when you are sitting down with a client, and the conversation ends in tears. It happens more often than you might think. On the latest occasion I was talking to a new client…