Many business people will at some time have committed to producing a formal business plan. Some of them will also have a personal financial plan. I advocate that EVERY business person needs 2 plans to adequately cover all of the…
Its really easy in business to lose sight of this important principle. We can fall into the trap of the "fog test" i.e. if the person has the potential to fog a mirror, then they should be a customer. Of…
At this time of year, with the end of financial year just around the corner, we're often asked by clients what they can do to minimise tax. There are number of key principles to bear in mind when trying to…