My crystal ball must be on the blink. I bought it in New Zealand so maybe it is only tuned to the local cosmic frequencies there, but despite having spent a deal of time gazing into it, I have been…
The story goes that the managing director of Rolls Royce, when asked by a motoring journalist what the power output from the latest engine was replied with "Enough". This elegant reply in my mind speaks volumes for the confidence he…
Dear Appy, Pardon me for being so familiar, but I feel as if I know you well, even though we haven't met, and I don't know your name. Appy is just one of the names I use when I think…
The advice professions are on the cusp of a revolution, or if not a revolution an evolution that is going to be so rapid as to make their businesses unrecognisable in five years. The trouble is that the regulator and…
When we commit all of our resources, family, financial and emotional to our business, there had better be a reward at the end which we and those dearest to us can enjoy. As business owners there are rewards in just…
The "control freak" in most business owners ,is probably why we are in business for ourselves in the first place. As a small business owner myself for more than 30 years, I have first hand experience of the ups and…
You cannot properly give financial advice to a client without considering the tax consequences of that advice. Similarly you should not make a recommendation to a client in order to save tax without considering the impact of the action…
I grew up during a period when if you uttered the phrase "Every Picture Tells a Story" someone would almost magically reply "Don't It". (much like there is only one possible response to "Am I Ever Going To See Your…
A professional is true to his beliefs Professionals are not swayed by popular opinion Professionalism is having the courage to tell your client something they don't want to hear. A professional seeks to add value Professionals do not accept…
At some time, many of us will consider whether or not to have a self-managed superannuation fund (SMSF). Whilst SMSF’s can be a useful structure, they are not for everyone, and there are some commonly held myths about them, which…